About Us

Introducing 360 Investment Advisors

And a new way for individual investors to get the help they need in a completely flexible, low-cost way.  360 is a different kind of company that provides everything from coaching and advice to complete investment programs, whatever works for you. 

No hidden fees, and no conflicts of interest.
Many investment advisors will invest your money in ways that benefit themselves more than they benefit you. They get fees and commissions for putting your money into specific investment products, from whole life insurance to mutual funds. 360 gets paid only by you, and has only your interests at heart. We don’t get paid by any provider of investments or insurance, or by any brokerage firm or fund sponsor.  Not a nickel. When we recommend an investment, you can be certain it’s because it’s good for you, NOT because we get paid to sell it.

Your costs are under your control.
We charge by the hour, and bill you monthly. We never deduct our fees from your investment account. You pay only for the services you need and use. Most advisors have fixed fees, and they automatically deduct them from your account, so you may not even notice how much you are paying.  Don’t assume that they report your investment results net of their fees either. Some do, some do not. We empower you to make your own decisions about the value of our advice.

We charge less than most other advisors.
We save you money in two ways: You pay only for the time you use, and not a dollar more. That’s not true of most advisors. They charge a fixed fee, based on a percentage of your assets. And you pay that fee no matter how much they do – or how little.

The real meaning of value investing.
We always make it a top priority to reduce your cost of investing. You’d be surprised how much you are paying in fees and how much you can increase your return by choosing less costly investments. We will help you find investments that offer a good return with the lowest management fees, sales loads and commissions.

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Handcrafted financial advice.
In this era of computer-generated information overload, it’s not enough to feed you generic computer printouts about historic stock performance. We start from scratch for every client. We adapt to you, and your preferences about how you want to manage your investments.  Other advisors expect you to conform to their ways of doing business, and you do not need that.

Comprehensive view, diverse choices.
We understand a wide range of investments, from mutual funds and ETFs to bonds and individual stocks. But we go beyond standard investments. We can also help you with alternative investments, including real estate and small businesses. We can even show you the ropes of options investing if that’s your cup of tea. Most advisors are surprisingly limited in their perspective and experience and don’t go much beyond a few standard mutual funds, often funds their companies own or get paid to sell.

We are proactive.
We will help you adapt to changing market conditions, and if we think you need to redeploy assets, we’ll help you do it. Many advisors expect you to buy and hold, with just a little re-balancing once a year.  Why?  Because it requires the least possible work on their part.

Responsive service.
We get paid by the hour, so we put in as much time as you want us to. That means you get more responsive service than advisors that work on a fixed fee basis. We will answer your questions and respond to your emails promptly. Don’t count on fixed-fee advisors to do that.

Services Provided by 360 Investment Advisors

Types of investments covered

Who Should Use Our Services

 

 

For more information or to set up a FREE consultation, call Wendy Chaney at 415 453 2100 ext. 302 or email wendy@360investmentadvice.com.

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